Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) allow individuals to use pre-tax funds for qualified medical expenses as defined by the Internal Revenue Service (IRS) and their specific plan administrator. Certain services, including sauna or heat-based therapies, may be eligible only when deemed medically necessary for the treatment or management of a diagnosed health condition.

Possibly. Sauna or heat therapy may be eligible for HSA or FSA reimbursement only when deemed medically necessary for the treatment or management of a diagnosed condition. Eligibility is determined by your individual plan and administrator.

In most cases, yes. Many HSA and FSA plans require a Letter of Medical Necessity (LMN) from a licensed healthcare provider stating that sauna or heat therapy is recommended as part of treatment. We encourage clients to confirm requirements directly with their plan administrator.

Holistique follows a reimbursement-based model. • Clients pay out of pocket at the time of service • We provide a detailed receipt • Clients submit documentation to their HSA/FSA administrator This approach ensures compliance and protects both clients and the practice.

Receipts include: • Client name • Date of service/membership • Description of service (“Breathesuites” is our term for all-inclusive term we use to describe therapeutic infrared saunas) • Amount paid • Business name and address

No. HSA/FSA eligibility varies by plan. Holistique does not guarantee reimbursement, and denied claims are not eligible for refunds.

Please contact: • Your HSA or FSA plan administrator • Your healthcare provider Holistique team members are not permitted to provide HSA/FSA related advice for use, tax or benefits.